Portfolio managers
Upload monthly residual reports and quickly see which merchants drive growth, decline, and concentration risk.
Filtered explains what changed before the spreadsheet slows the team down.
Find lost revenue in your residuals
Upload a CSV residual report. We’ll do the rest.
Need help? hello@filtered.dev
Turn residual reports into revenue opportunities
Analyzing merchant economics and portfolio performance...
Reading the file
Normalizing merchant economics
Ranking opportunities
Portfolio-level economics from this report
Active MIDs
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Total residual
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Total volume
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Effective rate
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Revenue opportunity
No opportunity surfaced yet
Filtered will estimate recoverable revenue and highlight the merchant groups driving it after upload.
Recommended actions
Reprice the top underperforming merchants
Largest source of recoverable residuals in this report.
Investigate loss drivers and anomalies
Review negative-margin accounts, inactive merchants, missing fees, and unusual payment behavior.
Report summary
Payment residual report detected
Upload a file to detect dataset type, time coverage, and key fields.
Merchant analysis
Priority merchants to review
These merchants are driving the largest losses or pricing gaps in this report.
| Merchant | MID | Net | Volume | Issue | Suggested action |
|---|---|---|---|---|---|
| Northline Fitness Club | 4419827315 | -$1,284.16 | $184,230.48 | High chargeback loss rate | Review |
| Harbor Dental Group | 5521079482 | -$962.44 | $96,112.07 | Low margin on card mix | Reprice |
| Copper State HVAC | 6734102859 | -$744.91 | $72,845.39 | Pricing below cost | Reprice |
| Valley Pet Clinic | 7815526401 | -$538.27 | $54,903.62 | Excess monthly fees waived | Review |
| Summit Home Furnishings | 8942601734 | -$417.83 | $131,774.55 | Interchange-heavy volume mix | Review |
Turn messy residual reports into answers
Filtered is built for payment processing teams working through complex residuals each month.
Processor exports
Partner residual reports
Merchant portfolios
Commission files
Any residual CSV
Revenue change explainer
See what changed month to month, which merchants drove the movement, and whether the shift looks recurring or one-time.
Commission structure detection
Automatically surface payout tiers, unusual commission rates, and accounts that behave differently from the rest of the portfolio.
Merchant concentration
Find the accounts driving most of your residual revenue and spot portfolio dependency risk before it becomes a problem.
Fee structure discovery
Use fee categories, counts, and income patterns to reverse engineer event fees, flat fees, and recurring pricing mechanics.
One-time event detection
Separate recurring residual performance from annual fees, special charges, and temporary spikes that can distort the story.
Studio-ready expansion
Start with one file on filtered.dev, then move into Filtered Studio to compare months, combine related reports, and go deeper.
How Filtered works
Residual reports are messy. Filtered normalizes the structure first, then turns the report into an operator-ready readout.
1. Upload a residual report
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Start with a processor or partner export in CSV format.
Single-file upload
2. Normalize the report
02
Filtered standardizes dates, money fields, merchant identifiers, and residual line items.
Processor + partner fields
3. Surface the signals
03
Review revenue changes, concentration risk, commission structures, and fee anomalies in one place.
Operator-ready output
4. Go deeper in Studio
04
Save the analysis, upload more months, and track changes across portfolios over time.
Filtered Studio
Who uses Filtered
ISO and processor operators
Detect unusual commission patterns, annual fee spikes, and fee structures that behave differently from the rest of the book.
Filtered turns payout and fee complexity into a cleaner operating view.
Finance and revenue teams
Start with a single residual export, then move into Studio to compare months, combine reports, and track recurring performance.
Filtered helps teams separate real portfolio movement from one-time noise.